Superannuation & Income Streams

Superannuation and Income Streams

The Australian Superannuation system is one of the most advanced in the world. Not only is it inherently complex, but the legislation and rules surrounding it continues to change.

Many people find it difficult to understand or know how to use Superannuation to maximise their retirement savings.

Many common questions include:

  • How much is enough for retirement?
  • Self-Managed, Retail or Industry Fund, which Super Fund is right for me?
  • How do I structure my Superannuation assets?
  • How do I use Superannuation to reduce my overall tax burden?
  • How does my Superannuation relate to my family and estate plan?

Superannuation is not simple, but we can work together to ensure your Superannuation is properly structured with strategies designed to get you where you want to be in life.

The income you have available for your retirement will depend on factors such as your accumulated assets and expectations about your lifestyle in retirement.

Unfortunately for many, simply relying on employer contributions may not be enough and you may need to look at alternative strategies.

It is always best to start saving and planning for your retirement as early as you can. Vista Financial Services can help you implement the right strategies to help you achieve your long-term financial objectives.